Personal and business, one place
Every account in one place, every transaction sorted right, and every dollar of income counted.
Squared sorts each purchase itself instead of trusting the bank’s label. A Home Depot run for work lands in Equipment and Tools, not Shopping.
NotShopping, butEquipment and Tools
A client pays you by Zelle and Squared counts it as revenue. Money coming in stays income until it’s shown to be a transfer.
NotTransfer, butBusiness Revenue
With purchases and income sorted right, your monthly numbers match what really happened, so you can plan around them.
Not$7,570.00, butIncome, $9,420.00
Income
A Zelle from a client looks a lot like a transfer. Squared checks every deposit against the only four things that aren’t income, and if none of them fits, it counts.
None fit, so it’sBusiness Revenue
Income this monthIncome, $9,420.00
Sample data
What you get
The dashboard and your categories, shown on the same screens you’ll use every day.
01Dashboard
Net worth, income, and spending for the month, with business and personal one tap apart. Anything Squared isn’t sure about waits in a short review queue instead of being guessed.
02Categorization
Squared ignores the bank’s guess and sorts every purchase itself, business and personal, so your spending breaks down the way it actually happened. When it isn’t sure, it asks you instead of guessing.
Accounts
Checking, savings, cards, and brokerage connect once. Cash, property, loans, and crypto you add by hand. Squared rolls it all into one net worth that keeps itself current.
Sample accounts: two Chase checking accounts, Ally savings, an American Express card, a Fidelity brokerage account, and a crypto wallet, adding up to a net worth of $48,557.89.
Sample data
Investments
Investments count toward the same net worth as your checking account, with a page of their own for the detail.
Brokerage and retirement accounts connect with their positions. Coins in a wallet or on an exchange you add by quantity, and Squared prices them.
Each holding shows what it’s worth, how it moved at the last close, and its change over a week, a month, a year, or all time.
Brokerages report about once a day. While the market is open, Squared estimates what your portfolio is worth now from fresh quotes. Turn it off anytime.
How it works
The goal is a short weekly check, not an evening of bookkeeping.
Link your bank, cards, and brokerage through Plaid in a couple of minutes. You sign in with your bank, never with us.
Every transaction gets a category and a business or personal side. Anything it isn’t sure about goes to a short review queue.
Net worth, cash flow, and income you can trust, updated whenever your bank sends something new.
Security
Handing an app your accounts is a real decision. Here is exactly what Squared can and can’t do.
Connections go through Plaid. You sign in with your bank, and Squared gets a key that can only read your account.
Squared can see balances and transactions. There is no way for it to pay, transfer, or move money.
Every record is locked to your account in the database itself, and everything is encrypted in transit and at rest.
Disconnect a bank from the accounts page, or delete your account from settings and your data goes with it.
Through Plaid, read only
FAQ
Connections run through Plaid, which covers most US banks, credit unions, credit cards, and brokerages. Anything that won’t connect can be added as a manual account.
No. The connection is read only. Squared can see balances and transactions, and there is nothing in the product that can pay, transfer, or withdraw.
It’s locked. Nothing Squared does later will change a transaction you’ve edited, and the same goes for a merchant you’ve set by hand.
No. Setup asks how you plan to use it, and personal-only mode hides the business side entirely. You can change your answer later.
Whenever your bank sends new transactions, with a nightly sync as a backup and a sync button when you don’t want to wait. A connection that stops working is flagged, not hidden.
Squared is free while it’s being built. Pricing hasn’t been set, and you’ll hear from us before anything changes.
Connect one account and have a categorized month in a few minutes. Free while Squared is being built.
